The car insurance which a car owner pays in Singapore is a major annual expense since it is mandatory. The car owner has to pay for the car insurance, irrespective of how often he is using the car and his driving skills. The amount of insurance the car owner has to pay will depend to a large extent on the no claims discount (NCD) he is eligible for. So if the car is involved in an accident, the NCD may decrease and he will also have to pay more insurance. Also, the car insurance company will compensate for the losses if the car is damaged or the car owner is injured in the accident. However, in some cases, the insurance company may reject the insurance claim, so some tips to help in getting the claim approved are discussed below
Evidence
It is important to collect all the information about the accident immediately after it occurs. This includes identity proof, the name and address of all the persons involved, license plate information, make, model, and color of the car. A copy of the driving license of the drivers is also required, and the details of the insurance company. If the …